Home Loans - Half Moon Bay & San Mateo County
650-712-6800
Contact Us       Updated: 04/24/08    Home Page

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Our goal is  provide the right residential home loans at really competitive rates and we want help you do the best you can in a difficult market. Even if you have a good loan connection, please do call us and compare just to make sure your getting the best rate possible. Our focus is to provide the best loan rates for clients with great credit, but we also have sources for hard money loans, land loans, bridge loans, mobile home loans, and we can help with credit repair.

We encourage you to call your lender and compare our rates. Half moon Bay lenders include, Real Estate Funding Services, Mortgage Associates, RMC REal Estate loans, Wells Fargo, Bank of America, Washington Mutual.

Daily Rates: Rates updated  as of March 17, 2008 at 9:30 AM Pacific
Jumbo Loans—Over $417,001, up to $750,000
LOAN TYPE RATE % POINTS APR %
30-Year Fixed 7.250 0 7.335
30-Year Fixed 6.875 1 6.945
15-Year Fixed 6.625 0 6.705
15-Year Fixed 6.250 1 6.385
3/1 - 30 yr 6.500


5.700
5/1 - 30 yr 6.750
 5.800
7/1 - 30 yr 6.875
 6.000
10/1 - 30 yr 7.250


 6.200

 

Rates updated  as of April 23, 2008 at 10:30 AM Pacific
Conforming Loans—Under $417,000
LOAN TYPE RATE % POINTS APR %
30-Year Fixed 5.875
 0 5.955
15-Year Fixed 5.625 0 5.705
3/1 - 30 yr 5.500 0 5.080
 5/1 - 30 yr 5.500 0 5.080
 7/1 - 30 yr
 5.625 0 5.100
 10/1 - 30 yr
 6.000
 0
5.300
J 
Conforming Agency Loans  Over $417,000  Up To  $729,500
30 year Fixed
 6.625 0 6.705

Call for additional pricing.
Jumbo Loans—Over $729,500 up to $1,000,000
LOAN TYPE RATE % POINTS APR %
30-Year Fixed 7.500 0 7.580
30-Year Fixed 7.125 1 7.250
15-Year Fixed 7.125 0 7.195
15-Year Fixed 6.750 1 6.895
3/1 - 30 yr 7.000


5.400
5/1 - 30 yr 7.125
 5.410
7/1 - 30 yr 7.250
 5.460
10/1 - 30 yr 7.500


 5.700


Libor based Jombo ARM's  With No Negative Amortization.

APR's as low as 4.50% Up to 80% Loan to Value up to $2,000,000

If you are looking for a loan of up to 5 year duration, this is by far the best loan on the market right now in my opinion.

Please call for details. 

Assumptions: Excellent credit. To lock, a full loan application must be accompanied by a current appraisal and preliminary title reports. For more information, please call Frank 650-740-3553.

 

 

Libor based Jombo ARM's  With No Negative Amortization.

APR's as low as 4.20% Up to 80% Loan to Value up to $2,000,000

If you are looking for a loan of up to 5 year duration, this is by far the best loan on the market right now in my opinion.

Please call for details. 

Assumptions: Excellent credit. To lock, a full loan application must be accompanied by a current appraisal and preliminary title reports. For more information, please call Frank 650-740-3553.

 


 All homes for sale: Half Moon Bay and North:
HMB= Half Moon Bay, ELG = El Granada, MOS=Moss Beach, MON=Montara, PAC=Pacifica

LISTED=Date property was first on market.
STATUS = Pending means there is a pending sale on this property, but ownership has not transferred.

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 Note: Information presented here is believed to be correct but is not guaranteed.
Properties shown are listed with all Brokerages.
(Half Moon Bay Real Estate Brokerages include: Alain Pinel Realtors, Coldwell Banker,   Del Mar Properties, Prudential Realty, Remax dolphin, Help-u-sell / limited Service Broker, Century 21 Sunset Realty.) Zip Realty occasionally does some business int the area